As seen in..
FB in a Nutshell
other blog: the everyday minimalist
talk to me: contact me here
location: canada/usa
works: business consultant
net worth: ~$155,000 as of Dec 2011
eats: sashimi, tartiflette, pho
drinks: earl grey cream tea
gadgets: macbook pro 17", ipod touch (pda)
beauty: fb's list of toiletries/makeup
wants: roland rd700-gx piano
reads: ayn rand, tom stanley, sophie kinsella
watches: bones, mentalist, castle, top chef
wears: wrap dresses & necklaces
loves: minimalism, $$ management, traveling
hates: wearing shorts & being late for anything
Saving Archive
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Why save for retirement while you clear your debt?
Posted on December 12, 2011 | 12 CommentsReader Earin (obviously from Europe, as they wrote in using the € symbol ), asked why someone would save for retirement if they were clearing their debt. My question is, wouldn’t it be wiser to not save for retirement as long as one has debt... -
30 Things To Do Before The Age of 30
Posted on November 25, 2011 | 14 CommentsSet 1-3 SMART financial and personal goals each year and revisit them often to stay on track Start tracking your net worth (Assets minus Liabilities) Start a monthly budget even if you go over and don’t follow it religiously Start tracking your expenses to see... -
Cut back without cutting out something from your budget
Posted on November 18, 2011 | 4 CommentsWhenever we talk about trying to save a buck in our spending it’s always about cutting back and cutting something out of your budget. The other part we all seem to forget is that we don’t have to cut something out. We can just delay... -
What if money wasn’t in the picture at all?
Posted on November 16, 2011 | 11 CommentsIn preparation for a new year and a fresh start, I thought I’d throw a question out there: What if you had so much money (millions, MILLIONS) that you could pretty much buy and do whatever you wanted? What would you do first to use... -
Perceived Value: The cornerstone of conscious spending (a.k.a. “frugality”)
Posted on October 26, 2011 | 5 CommentsWhen you evaluate and go over every purchase you make, it doesn’t make a difference if it’s a $2000 item or a $2 item. Perceived value of the item to your lifestyle is a big factor. For me, if I need to spend $300 on... -
The sooner you start the better: Why procrastination just delays the inevitable
Posted on October 14, 2011 | 2 CommentsAs it is with life, finances and things everyone hates to do — the sooner you start, the better. Procrastination just delays the inevitable. If you have $4000 worth of debt and one Saturday night you think: OMG I should clear that!, then you decide... -
Can you really afford to tithe?
Posted on September 7, 2011 | 38 CommentsThis is inspired by Financial Uproar’s post: “God wouldn’t approve of this post.” He wrote: Giving away 10% of your income is a pretty poor way to get rich. It doesn’t matter who you give it to, it’s gone. It can’t be invested for long... -
Living the Dream
Posted on August 29, 2011 | 12 CommentsThere is a family we met in Portugal who are blue collar workers – a mechanic and a school assistant. They have a small farm on the side with 600 olive trees to import to the States, and a smaller home farm. They make about... -
How to achieve lasting wealth
Posted on June 27, 2011 | 11 CommentsHere are my own personal 10-points to build lasting wealth not only for myself, but for my future kids. Spend less than what you earn (and save the rest) Save at least 10% of your gross income each year Have an emergency fund of some... -
Finding substitutions
Posted on June 13, 2011 | 7 CommentsI had wanted a pair of traveling chopsticks for a while. Why, might you ask? Because I have sturdy plastic forks, spoons and knives when I travel, but it just doesn’t taste or feel the same if you have to fork a piece of sushi...