As seen in..
FB in a Nutshell
other blog: the everyday minimalist
talk to me: contact me here
location: canada/usa
works: business consultant
net worth: ~$155,000 as of Dec 2011
eats: sashimi, tartiflette, pho
drinks: earl grey cream tea
gadgets: macbook pro 17", ipod touch (pda)
beauty: fb's list of toiletries/makeup
wants: roland rd700-gx piano
reads: ayn rand, tom stanley, sophie kinsella
watches: bones, mentalist, castle, top chef
wears: wrap dresses & necklaces
loves: minimalism, $$ management, traveling
hates: wearing shorts & being late for anything
Saving Archive
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Earning a high income and having a great education doesn’t make you automatically rich
Posted on October 22, 2012 | 1 CommentI used to believe that if I earned a lot of money, at least $75,000 – $100,00 I’d be set for life financially. It wasn’t until I was in $60,000 debt from my fancy degree, earning $65,000 a year (a very good salary in my... -
Paying down a debt? Think of the interest rates as returns.
Posted on September 3, 2012 | 1 CommentI know it sounds stupid, but it might help to think of the interest rates on your debt as returns on your money. Let’s say you have 2 credit cards: One card with a $5,000 balance at 9% interest The other with a $10,000 balance... -
Stop the money shaming!
Posted on August 20, 2012 | 7 CommentsI find it very interesting that everyone has such different views on what is a comfortable amount of money to spend on living expenses. People who are fairly frugal are usually categorized as ramen-eating, penny pinching, student-like cheapos who don’t have any fun at all... -
Money is not evil
Posted on August 6, 2012 | 2 CommentsI’ve mused a couple of times half jokingly that if I could just do without money I’d be happy (these musings were mostly when I was in debt). Now my views have changed because I’m out of debt, and I’m really understanding on a deeper... -
Saving when you’re young: Why do it?
Posted on July 23, 2012 | 5 CommentsWhen you’re young and fresh out of college, presumably, you’re earning the bottom of what your career can potentially yield after 20 more years in the business, but that doesn’t mean you should bank on making more money in the future as your savings plan.... -
10 Money Lessons
Posted on June 25, 2012 | 2 CommentsBe patient. Thousands of dollars doesn’t accumulate overnight, it takes persistence. Focus on how your money works for you. …not for anyone else. Don’t worry about fancy money terms or that you don’t understand something. Just start with: I earn this amount of money after... -
10 Money Tips For a Better Relationship with it
Posted on June 11, 2012 | 5 CommentsIt may not seem like it sometimes, but I’m fairly relaxed about money. Yes I know, I am not in debt any longer and I’ve saved a fair amount in the past 2 years, but this kind of zen, stress-free attitude towards money stems from... -
Saving a lot of money is not necessarily the best thing
Posted on May 21, 2012 | 13 CommentsControversial title, right? What I mean by that, is many people (myself included) are under a general belief that saving as much as you can in every area, is the best PF thing you can possibly do. What we fail to mention is that we... -
Starting out: Where should you cut back first?
Posted on April 23, 2012 | 5 CommentsFor a first time budgeter, cutting back on expenses can be daunting: where do you cut? why? how? and what is the best way to use that money? I am here to suggest that you start with the hardest categories first, so that you get... -
The Best Way to Turn Time Into Money
Posted on April 18, 2012 | 3 CommentsLately, there’s been a lot of talk around the personal finance interwebs about passive income. And I can understand why. Passive income is generated while you’re lounging on the beach, playing with your kids, enjoying a good night’s sleep, or doing anything under the sky...