Expenses Archive

  • New Budgeting Method: Minimum expenses for a comfortable lifestyle

    Tweet Most people start budgeting by looking at how much they earn, and then allocating that money into categories. They take their net paycheque and decide: Hey, let’s … spend $100 on miscellaneous. Why not do it the other way around? Find a comfortable minimum […]

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  • Got a brand new shiny job? Watch out for these pitfalls.

    Tweet Congratulations! You have a shiny new job and you’re going from making $10/hour (minimum wage in Ontario) to $40,000 a year! WOW! $40,000!!!!!! That is DOUBLE what you were making before. ($10/hour x 2000 hours a year = $20,000) But wait. Does this mean […]

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  • Buying more for cheaper isn’t always better

    Tweet We bought some porto the other day to cook with, and we picked up the small bottle for $13, but we lingered over the 50% larger bottle for $2 more. I mean, 50% more porto for $2 more!? How could you say no? In […]

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  • What are considered one-off expenses?

    Tweet I have a horrible habit of doing this. “Oh that’s a one-off.” “So is this expense.” “And this one too.” But quite frankly, if it isn’t a daily occurrence, I consider it a one off expense. Even if it’s a YEARLY occurrence like renewing […]

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  • Make choices about your lifestyle

    Tweet The difference between having the money to travel or not, could very well be the cost of what you consider basics, but others consider to be luxuries. Someone who may not seem to make a lot of money but travels a lot may not […]

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