As seen in..
FB in a Nutshell
other blog: the everyday minimalist
talk to me: contact me here
location: canada/usa
works: business consultant
net worth: ~$155,000 as of Dec 2011
eats: sashimi, tartiflette, pho
drinks: earl grey cream tea
gadgets: macbook pro 17", ipod touch (pda)
beauty: fb's list of toiletries/makeup
wants: roland rd700-gx piano
reads: ayn rand, tom stanley, sophie kinsella
watches: bones, mentalist, castle, top chef
wears: wrap dresses & necklaces
loves: minimalism, $$ management, traveling
hates: wearing shorts & being late for anything
Debt Archive
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Save for emergencies, Save for retirement or pay down debt? Help!
Posted on February 16, 2009 | 8 CommentsI was around 23 when I started my job, and I had $60,000 in debt. I had to make a choice, whether to save cash for emergencies, save for retirement or pay down debt. Everyone has this kind of dilemma when they start taking care... -
Busting out a compounding interest formula
Posted on February 15, 2009 | 8 CommentsCompounding interest is actually pretty simple. You just need to learn a bit of algebra and keep your brackets straight. Simple compounding interest (monthly) just lets you do ONE single amount for the entire length of time. Example: $5000 in 40 years at 5% interest... -
How to bring your lunch to work
Posted on February 5, 2009 | 19 CommentsThis is a recurring question and lament on a lot of blogs: “I forgot my lunch AGAIN, and/or I could have brought one this morning but didn’t… so I feel like I wasted money eating crap food outside.” For me, it was pretty simple. I... -
Good call! 15 personal finance tidbits
Posted on February 3, 2009 | 16 CommentsKristy from Master Your Card asked for my 15 personal finance habits to round off that 25 Random things about me that I didn’t complete. Good idea, Kristy.. so here goes! 1. I always make a monthly budget and try my best to stick to... -
Frugal yet Eco-Friendly Toothpaste
Posted on February 3, 2009 | 14 CommentsWell, I looked into toothpastes and what I found was a tad disturbing. So you know that fluoride for example, is taught to be good for your teeth to strengthen it, and is actually already present in our water that we drink… turns out to... -
Bobbi the future Masters Student Case Study (Gail Vaz-Oxlade)
Posted on January 19, 2009 | 9 CommentsI love these!!! (Shut up. I’m a geek. I know.) Here’s what Gail posted as the case study: Bobbi is a 24-year university graduate who feels she’s carrying too much debt. She’s currently working as an ESL teacher earning about $1600 a month net, and... -
Reader Request: Budgeting for a Nervous Wreck Self-Employed Person
Posted on December 27, 2008 | 6 CommentsReader Question In response to: Answer to Gail’s Polly Riddle I would love to see a blog for us Nervous Wreck Self-Employed Persons…which I am one of. I am always struggling about how to budget, have an emergency fund, how much to take for personal,... -
From heavily in debt to debt free in 2.5 years
Posted on November 30, 2008 | 15 CommentsThis is my version of my November round up. No budget numbers, no budget amounts spent. That’ll resume for December 2008. Here’s a quick recap of my assets and liabilities (a.k.a. my balance sheet) MAY 2006 (when I graduated) ASSETS: $500 $500 – Bank Account... -
The last amount of my debt $13,164.45 is about to be cleared off
Posted on November 27, 2008 | 10 CommentsCHECK IT OUT! My $13,164.45 debt is about to be cleared in a week. I cannot wait for the money to transfer and for me to finally proclaim that I am DEBT FREE. On another note, I got a personal call from someone in England... -
I’m really, really going to be debt free.
Posted on November 21, 2008 | 4 CommentsQUICK NOTE I AM SO excited by Google Themes!!! I have Pebbles as my theme right now but Ninja is kind of cute as well. Settings > Themes And you can select the theme you like DEBT FREE-NESS I just cut myself a dividend cheque...