As seen in..
FB in a Nutshell
other blog: the everyday minimalist
talk to me: contact me here
location: canada/usa
works: business consultant
net worth: ~$155,000 as of Dec 2011
eats: sashimi, tartiflette, pho
drinks: earl grey cream tea
gadgets: macbook pro 17", ipod touch (pda)
beauty: fb's list of toiletries/makeup
wants: roland rd700-gx piano
reads: ayn rand, tom stanley, sophie kinsella
watches: bones, mentalist, castle, top chef
wears: wrap dresses & necklaces
loves: minimalism, $$ management, traveling
hates: wearing shorts & being late for anything
Cash Archive
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If the lesson was expensive, don’t pay for it again
Posted on February 8, 2013 | No CommentsEver hear the one about that couple who got into consumer debt, consolidated it onto their mortgage, and then racked up their credit cards again? Me too. Here’s what I say: If the lesson was expensive, don’t pay for it again. -
10 Money Lessons
Posted on June 25, 2012 | 2 CommentsBe patient. Thousands of dollars doesn’t accumulate overnight, it takes persistence. Focus on how your money works for you. …not for anyone else. Don’t worry about fancy money terms or that you don’t understand something. Just start with: I earn this amount of money after... -
Annoy yourself into saving.
Posted on February 29, 2012 | 13 CommentsI did this tactic for a bit when I first started trying to cut back on my insanely out of control budget categories. I annoyed myself. Every time I put something I KNEW wasn’t a necessity in my grocery basket, I asked myself it it... -
What is the most amazing thing you’ve done with your money?
Posted on January 25, 2012 | 27 CommentsThe most amazing thing I’ve ever done with my money is… To use it to clear my $60,000 student debt. Cheesy but true. Here are some other amazing things: Paying $1800 for a used car and having it be a great vehicle that does its... -
Are you upgrading your lifestyle, or simply trying to only buy quality items?
Posted on December 28, 2011 | 21 CommentsThe problem I always have is this conflict between the struggle to NOT upgrade my lifestyle and to stick to being minimalist, which means buying much less but in higher quality. Upgrading your lifestyle: is when you COULD live/make do with the cheaper option, but... -
Living within your means: What does it mean?
Posted on May 27, 2011 | 7 CommentsWhat does “Living within your means”, mean? It means you cannot afford your lifestyle without borrowing from someone or somewhere. 3 Indicators: If you are relying on credit (lines of credit, mortgage consolidation, credit cards, friends/family) to get by each month, you are living above... -
5 jobs you wouldn’t think make a $100,000 annual salary without a college degree
Posted on March 14, 2011 | 40 CommentsEarning 6-figures can be a daunting pipe dream for many, especially those who feel like they don’t have enough education to earn that kind of green. But what about ordinary jobs that earn $100,000 that don’t need college degrees? KEEP IN MIND THE FOLLOWING: I... -
Are you suffering from frugal or debt fatigue?
Posted on February 10, 2011 | 55 CommentsAnyone who has ever paid down a significant amount of debt, or having to deal with a massive change in spending because of a job loss or something similar would know exactly what I’m talking about. People who suffer from debt or frugal fatigue are:... -
How not to spend more than you make!
Posted on December 15, 2010 | 43 CommentsBefore we start, you should really download and listen to this MP3 from This American Life “Scenes from an American Mall”. It isn’t the best they’ve done, but it’s interesting nonetheless. It’s only available to download for free on the site from Sunday December 12th... -
No one really wants to cut back.
Posted on March 1, 2010 | 29 CommentsIt seems as though everyone would rather make more money than cut back on expenses. Just the other day, I heard the following lines coming out of The Idiot: “We don’t have any money coming in now, but we CAN’T give up cable TV! What...