As seen in..
FB in a Nutshell
other blog: the everyday minimalist
talk to me: contact me here
location: canada/usa
works: business consultant
net worth: ~$155,000 as of Dec 2011
eats: sashimi, tartiflette, pho
drinks: earl grey cream tea
gadgets: macbook pro 17", ipod touch (pda)
beauty: fb's list of toiletries/makeup
wants: roland rd700-gx piano
reads: ayn rand, tom stanley, sophie kinsella
watches: bones, mentalist, castle, top chef
wears: wrap dresses & necklaces
loves: minimalism, $$ management, traveling
hates: wearing shorts & being late for anything
Budgeting Archive
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The Philosophy behind Budgeting: Do you do it because you have to, or because you want to?
Posted on April 10, 2013 | No CommentsI was thinking the other day about attitudes of people towards budgeting. There are those who hate it (the old me before I realized how COOL it is), and there are those who love it (the current and forever me). I had a recent conversation... -
10 Money Lessons
Posted on June 25, 2012 | 2 CommentsBe patient. Thousands of dollars doesn’t accumulate overnight, it takes persistence. Focus on how your money works for you. …not for anyone else. Don’t worry about fancy money terms or that you don’t understand something. Just start with: I earn this amount of money after... -
Starting out: Where should you cut back first?
Posted on April 23, 2012 | 5 CommentsFor a first time budgeter, cutting back on expenses can be daunting: where do you cut? why? how? and what is the best way to use that money? I am here to suggest that you start with the hardest categories first, so that you get... -
Shopping your closet: Mixing styles and making pieces work double-duty
Posted on December 26, 2011 | 18 CommentsThis is a follow-up post to: 10 steps to get your wardrobe to where you want it to be from my other blog. I had a couple of readers tell me that they knew what styles they liked, but they seemed to be all over... -
How I keep my grocery expenses down so low
Posted on November 2, 2011 | 9 CommentsA common question people are asking me is how I keep my grocery spending to a minimum, but when I look back and what I’ve spent in the past year, it doesn’t look extraordinarily frugal to me. In fact, it looks like in the month... -
Can you really afford to tithe?
Posted on September 7, 2011 | 39 CommentsThis is inspired by Financial Uproar’s post: “God wouldn’t approve of this post.” He wrote: Giving away 10% of your income is a pretty poor way to get rich. It doesn’t matter who you give it to, it’s gone. It can’t be invested for long... -
Living the Dream
Posted on August 29, 2011 | 12 CommentsThere is a family we met in Portugal who are blue collar workers – a mechanic and a school assistant. They have a small farm on the side with 600 olive trees to import to the States, and a smaller home farm. They make about... -
Overspending is like a drug addiction
Posted on June 1, 2011 | 7 CommentsOn TV the other night, there was a story about a guy who was a workaholic beggar in Portugal. I know this sounds strange “workaholic beggar” but the guy worked a lot harder each day compared to his compatriots. The only difference is that he... -
Generational Poverty: What is your motivation to save?
Posted on April 6, 2011 | 15 CommentsStellar post by Revanche: Generational Poverty, and how she manages to ‘keep going’ in terms of saving money. Personally, I never want to go back to my college days. Working 80-100 hour weeks, school 40 hours a week, sleeping a few hours a night, and... -
Keeping my “Eating Out” monster in check
Posted on March 16, 2011 | 48 CommentsI actually don’t enjoy eating out. I’ve done it so much as a consultant when I was on contracts, that the idea of going to a restaurant every breakfast, lunch and dinner makes me slightly nauseous. See, as a consultant, you end up excitedly surveying...