Budget Archive

  • Vanessa-Jackman-Allis-Street-Style

    Spend your money where you spend most of your time

    When should you splurge and when should you save? For me, it’s always where I spend most of my time. In sales? On the road a lot? Buy a nice, comfortable car. Splurge, so that you’re COMFORTABLE in the car when you are driving like...

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  • Asia-2011-Trip-Cash-Money-Bills-China-RMB-Yuan

    Judging intellectual and non-intellectual expenses

    There are always expenses that are deemed more intellectual and better than others, examples: Intellectual: Books Travel Higher Education (MBA) Not-Intellectual: Clothing Cars Electronics What’s funny is I buy/bought in every category, and while people are okay with me spending $$$$$ on traveling for a...

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  • stock-exchange-spa-feet-soak

    What kind of frugal personality are you?

    Frugalette of Super Frugalette listed out 4 types of frugal folks: Non-Frugal Selectively Frugal Categorically Frugal Exclusively Frugal Non-Frugal = No budget but they instinctively don’t overspend, but they don’t try to be frugal. Example: They need something and will buy something mid-priced and reasonable,...

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  • bird-fly-freedom

    Reaching “financial independence”

    Everyone (including myself) stresses the importance of financial independence, but what does that really mean? For some, it’s a feeling. For others, it’s concrete. For me, it’s both. I think I finally felt like I reached “financial independence” when I hit these major milestones: Getting...

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  • stone tower

    Stop the money shaming!

    I find it very interesting that everyone has such different views on what is a comfortable amount of money to spend on living expenses. People who are fairly frugal are usually categorized as ramen-eating, penny pinching, student-like cheapos who don’t have any fun at all...

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  • mint-canada-canadian-household-money-dollars-spent-budget

    How does a Canadian household spend their money?

    Mint Canada ran this last year (July 1st 2011), and I thought it to be fitting to run it again this year as a look back. On average, in 2011 Canadians have about $50,734 to spend each year and here’s were it goes! Provided by...

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  • pennies

    10 Money Tips For a Better Relationship with it

    It may not seem like it sometimes, but I’m fairly relaxed about money. Yes I know, I am not in debt any longer and I’ve saved a fair amount in the past 2 years, but this kind of zen, stress-free attitude towards money stems from...

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  • makeup-face-eye-woman

    Do you keep a double budget on the sly?

    I am. But wait, what’s a sneaky spender? Someone who has a budget, has a plan, has categories and still manages to go over budget in areas she didn’t mean to. The Journal of Consumer Research found that most people went shopping with two budgets...

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  • romantic-restaurants

    Traveling on the Cheap and on a Budget

    Plan the list of attractions ahead of time I make a list of all the attractions I want to visit, and then I list the prices of each attraction. Then I look for bundled packages so that I can save money on a bunch of...

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  • piggy-bank-saving-money-debt-save-cash-coins

    Annoy yourself into saving.

    I did this tactic for a bit when I first started trying to cut back on my insanely out of control budget categories. I annoyed myself. Every time I put something I KNEW wasn’t a necessity in my grocery basket, I asked myself it it...

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