Fabulously Broke in the City

Money and Marriages

I read the “The History of Marriage” on the weekend, and started thinking about what she said about how marriage started.

Essentially, the history behind marriage is that it was not created for love — it was created for political reasons, religion, family fortune, etc.

Kids who got married were just pawns in a game.

Marriage was meant to ally families with one another, against others.

Now, we have this notion that marriage is the result of love, when that wasn’t the case in the past.

It’s why women get confused and think that pre-nups are unromantic, or a sign that they’ll get divorced, but they should see it as protection for themselves.

I am not advocating to get a pre-nup or to not. I’m just simply stating that if money is already a problem, and you don’t see eye-to-eye with your beloved, and he wants a pre-nup but you don’t.. then you need to sit down and talk out this money issue.

Money is the #1 reason couples divorce. Period.

If you don’t talk out this budding issue of how differently you two view money before you even get married for real, it will eat you alive.

He may be a saver. You, a spender. Or vice versa.

He may think a house is important, you, you want to travel or live in a condo so you don’t need to maintain a backyard or to be able to stay in the city.

Money is not the real and only reason why people fight and get divorced. It is just the rawest discussion or catalyst to start fights that don’t even relate to money, if that makes sense.

Fights can quickly escalate to: “And THAT is why you don’t put your socks away!!!

Huh?

Yeah.

Money is just the match thrown onto bunch of dry wood doused in fire starter (your marriage).

Either you burn long and slow, until the end of your lives and last until the end of the BBQ, and everyone ends up happy, fed, fulfilled and content because they shared, they talked and they knew what the stakes (ohh! PUN!) were before they committed.

….Or you burn out fast within the first big flame of passion where you two are running around as naked newlyweds for the first 2 months, but after the big flame dies down, the lust is gone, the luster of being newly married has faded, the lack of commitment or the same values about life will quickly dissipate into a bunch of burned out charcoal with nothing left to show for it in the end, but a half cooked piece of chicken.

(Wow, why is everything I talk about strangely related back to food in awkward ways? I have BBQ on my mind.)

So a prenup? It’s just the beginning, if he or she asks for one.

If you feel uncomfortable signing it, then talk about it. But understand that people are skittish about marriage because they may have worked hard as a Saver all of their lives building a little nest egg.

And even if you think you will NEVER leave them, you can never say never.
Anything can happen.

If that Saver loses what she or he has built up for so many years, just because of a difference in personalities that was not immediately revealed until life and money issues came into play after the lust wore off… it becomes a nasty business, divorce.

Yes, I do agree that money should be spent and saved for the good of the family (being the two of you and future kids, if any), but sometimes a little reassuring paper can go a long way.

After all, love and romance are not what REALLY keeps a marriage going.

It’s what brings you two together and makes the partnership so wonderful and rosy… but cracks will appear in the foundation when real life issues hit you hard, like one of you gets cancer, or loses a job, or gambles away the house, loses a child or have to deal with a child that has special needs…

All of those situations have things to deal with money in some way or another, and that is why everyone says money is the #1 reason for divorce.

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Recommendations

20 Books/Series I like(d)

  1. The Picture of Dorian Gray by Oscar Wilde — Entrancing classic.
  2. Adventures of Sherlock Holmes by Sir Arthur Conan Doyle — Am a huge fan of detectives
  3. Atlas Shrugged by Ayn Rand — Beautiful philosophical book on Objectivism (read: hard work = good)
  4. Warren Buffett: The making of an American Capitalist —- Roger Lowenstein — Awesome biography
  5. The Alchemist by Paul Coelho — Another philosophical book on.. well, life
  6. The Little Princess by Frances Hodgson Burnett —- A good heart warmer
  7. The Millionaire Next Door by Stanley J. Thomas —- Only PF book that changed my life
  8. Geisha: A life by Mineko Iwasaki —- A good look into the REAL life of a geiko, because they aren’t whores
  9. Anything by Anne Bishop, especially Dark Jewels series & Tir Alainn —- Wonderful dark fantasy
  10. Anything by Sophie Kinsella except The Undomestic Goddess which I hated —- Chick lit at its best
  11. Enchantment by Orson Scott Card —- Great love story over time. Much better than Time Traveler’s Wife
  12. Ender’s Game by Orson Scott Card —- Another “Lord of the Flies”-ish book, but better
  13. Last Chance Saloon by Marian Keyes — I find her other stuff hit and miss
  14. The Other Side of the Story by Marian Keyes — But this is the second book of Keyes I love
  15. Outliers by Malcolm Gladwell —- Insightful look into why some people are successful
  16. Affluenza: The All-Consuming Epidemic by John de Graaf — First book I ever read about minimalism
  17. Deluxe by Dana Thomas —- Great primer on luxury brands and its affect on society
  18. Lone Wolf and Cub by Kazuo Koike and Goseki Kojima — OK it’s a manga, but it is powerful stuff
  19. Usagi Yojimbo by Stan Sakai —- Another manga, and along the same lines of LW&C but lighter
  20. Survival of the Prettiest: The Science of Beauty by Nancy Etcoff —- As it says

20 TV Series I like(d)

  1. Sex & The City —- A classic!
  2. 30 Rock —- Tina Fey and Alec Baldwin are hilarious. And so are all the rest of the cast
  3. Castle —- Nathan Fillion makes the entire show for me
  4. The Good Wife — Great legal drama, loosely based on the Clintons
  5. Law and Order: Criminal Intent —- I love how they get into their heads. Like Dexter but less gory.
  6. Top Chef —- Food. Nom nom nom.
  7. Desperate Housewives —- Great TV soap opera
  8. Cashmere Mafia —- My SATC substitute
  9. Lipstick Jungle —- Ditto, another SATC substitute
  10. America’s Next Top Model —- One of my many vices
  11. Project Runway & Models of the Runway — Fashion from the trenches
  12. Mad Men — Love the accurate depiction of the past
  13. The Rachel Zoe Project —- She is BANANAS!
  14. Glee —- Funny with lots of wonderful singing
  15. Gossip Girl —- I watch it mostly for the fashion but the drama is great
  16. The Office —- Dark office humour at its best
  17. Dollhouse —- This series scares me sometimes even if the technology hasn’t been invented. Yet.
  18. Dragon’s Den —- Business ideas shot down or exalted in front of dragons? Love.
  19. Seinfeld —- I could watch random episodes of Seinfeld any time, any day
  20. Grey’s Anatomy —- I just got into it recently and I can’t believe I never watched it before

25 Films I like(d)

(These are very girly for the most part)

  1. 2 Days in Paris — This is funny, warm and witty, with a good perspective on life
  2. Coco Chanel — Awesome! I adore this biography of her.
  3. Goodfellas — I am a fan of mafia flicks
  4. The Godfather — I like Godfather I and II but not III.
  5. Big Fish — A fun-filled, fantasy. Really well done.
  6. The Illusionist — Another well-done drama.
  7. Eternal Sunshine of the Spotless Mind  — Makes you think about life and memories.
  8. Grindhouse: Death Proof — Powerful female heroines. Quentin Tarantio is awesome.
  9. He’s just not that into you — Funny chick-lit. My sister is Gigi-like.
  10. The Holiday — Another good chick-lit. Diaz is not my favourite, but Winslet is.
  11. Love Actually — A good holiday movie.
  12. Mr. and Mrs. Smith — Assassins are hot.
  13. The Devil Wears Prada — Powerful chick-lit, with awesome fashion and storyline.
  14. Pride & Prejudice — A classic that was well-made into a film.
  15. Pretty Woman — Classic Hooker meets Rich Guy, Cinderella story.
  16. Stardust — Another great fantasy movie that isn’t just for children.
  17. The Last Samurai — Stirs up a lot of emotions about honour and pride.
  18. V for Vendetta — A strong, comic-based movie with great historical references.
  19. Vanity Fair — A good period film that is rich with imagery
  20. Iron Man — I just love all the technology in here!
  21. Marie Antoinette — A modern take on the story
  22. Fight Club — The first movie I can say that really embraces minimalism. Albeit extreme.
  23. Any Harry Potter — I loved the books & the movies rock too
  24. Le Divorce — It’s a difficult one to understand, but very true to French culture
  25. Joy Luck Club — I am a sap for chick-flick dramas. What can I say?

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The Wizarding World of Harry Potter Theme Park coming to Universal Orlando in Spring 2010

I am SO going.

I am a huge Harry Potter fan (both movies and books), and this looks amazing.

If BF can drag me to Dallas to see Southfork from the TV show “Dallas”, then I can drag him to Florida for a little Harry Potter.

Video located here.

It will be my own little….

(Slice of Paradise of course!)

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What I am NOT buying for now

I’ve noticed that I talk a lot about what I’ve already bought or am going to buy:

But I haven’t really mentioned what I would L-O-V-E to buy, but am consciously forgoing.

While we all have Want Lists (some, longer than others *looks away*), we all have to make choices based on our lifestyle & our financial situation to say: “Not now.

Roland RD-700 GX Digital Grand Piano – $3000 (everything included)

rd700gxWhy I want it

I love playing the piano. I could spend hours working out a song, memorizing it, or just enjoying the sound.

I don’t have the space, nor the inclination to buy a piano that is too heavy to lug around, so digital pianos are my favourite option.

I originally pooh-poohed the idea of digital pianos, because I didn’t think it was possible to get a true piano sound out of them.

And I feel as though I am wrong, and I should look at this brand further.

What else is included in that price tag

Enter the Roland RD-700 GX Stage Piano.

I tried it out in the store, and it was good.. but I am not sure if it’s because I was so surprised at how good it was, or if it was really close to a grand piano sound.

This is also the newest model they have out, and the Grand Piano sound is pretty good, but I don’t know how I’d feel with it, unless I was at home, really practicing on it.

But a digital piano needs a stand to hold it up, a chair (unless you can adjust it to your chair height), a padded case with wheels to tote it around for when we finally move, and possibly speakers if you want to play out loud.

And for that price, it’s kind of expensive.

Why I am waiting

It’s $3000 all included!! That’s a crazy amount of money for a piano, and although I REALLY want it, I cannot justify buying it right now for 2 major reasons:

1. I am not on contract

2. We are going to move soon, and the less I move this heavy but portable piano, especially with those luggage handlers at the airport, the better.

It’s just too expensive and heavy to buy and use right now.

I may end up never getting it, if we move, and I get a second hand real piano instead.

 

What is my alternative

Going back to Toronto & spending hours on my family piano instead. Which is definitely something I do every time I go back to Ontario.

I am also going to look out for places that have free pianos for students to practice on. Maybe I can get in there…

Or go to the piano store and try it out again to see if it really is as good as I thought it sounded.

Any piano players out there with other options? Or have you tried the Roland RD-700 GX for yourself? What did you think?

 

Sony PRS600R E-Book Reader – $200 – $400?

Why I want it

I love reading, and I love books. 

Reading a book over and over again might be boring to some, but is TOTALLY what I do!

I also really hate holding heavy books when I am in bed, because my arm gets tired.

Sometimes, the book print is too close and small for my eyes, and to avoid eye strain, I have to put down the book ever so often.

E-Book readers can make the font larger, which is what I love.

And the most important reason of all? I want a library, but I don’t want the bulk of it.

I don’t really care that it costs more than buying a book second-hand, or going to the library for free.

I would still use the library to borrow books, and then the e-reader to buy & keep the digital version of what I love to read.

What else is included in the price tag?

Not much else. It depends on what brand you want to buy.

PRS600R_en_1I am interested in the newest Sony PRS600R E-Reader for $400, but in stores, I can’t even review it or see it in action, so I am hesitant about dropping $400 on it, buying an e-book, and realizing I HATE IT.

That would be a waste of an e-book purchase from the eBook store from Sony.

All I know is that I would love to review it, and the Amazon Kindle does not light my fire (get it? “kindle”? haha.. okay fine).

Why am I waiting

Because I can’t really review or touch it. There aren’t many stores here that will let you whip it out and try it out.

I have no idea what the ease of use is like, the interface, the e-ink technology… this is all new business for me!

And I also want to be sure that if I buy a book, it will have enough space to store it, I will be able to make notes on paragraphs I find interesting for future reference, and that it’s light enough to hold up in bed.

What I really want, is to personally do an honest review of the product.

I don’t even know how I would buy the books online, and if I don’t like the book within a certain day, to return it.

Or if it comes with any other features that might be interesting.

What are my alternatives?

Wait for a cheaper model of another brand. I heard some other companies are coming up fast on the heels of Sony and Amazon, and maybe if I wait I can get those for cheaper, AND be able to give an honest review.

That, or hope that a PR company out there is kind enough to send me one. :D

I am also just going to stick to the library until I can get my hands on a Sony E-Reader PRS600R.

I do love that it’s a touch interface without any buttons, and the design looks sleek, which is important for me.

Any readers out there with other options? Or have you tried the Sony PRS600 for yourself? What did you think?

So that’s it. Two things that are major purchases I am waiting for, for various reasons (moving & being able to review/touch it)

What are YOU waiting for?

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Languages, prices and the ups and downs

Well-Heeled talked about this recently with paying a tutor to help her brush up on her Mandarin.

For me, I am taking a different tack, and the tack has a name: FREE.

  • No paid tutor (BF is free and willing to help me learn one-on-one).
  • Free French/English book here and there using Swagbucks.
  • Listening to French radio and watching movies in French.
  • BF only has French friends who speak a passable, painful English, so they are more than happy AND RELIEVED to speak in their native tongue.

Total French Immersion.

In case you’re wondering, Jaka on Twitter asked if I was Parisian French or Quebecois French, and the answer is Parisian for everything.

The internet has literally become my only English refuge.

(That, and calling my mom every week.)

Getting a Free French/English Visual Dictionary

I decided to redeem my free Swagbucks points for Amazon.ca gift certificates to buy a French/English Visual Dictionary.

(45 Swagbucks needed for each $5 gift certificates at Amazon.ca)

They were finally posted to my account a whole 17 business days later, but someone tweeted to me that they actually pay out the cards on the 1st and the 17th of each month.

So if you happened to JUST miss the 1st, you wait until the 17th.

Ahhh.. *light bulb* That makes more sense.

If you don’t know anything about Swagbucks , read this — you can get free cash and gift certificates just by searching with Swagbucks .

The Firefly French/English Visual Dictionary – $22

Firefly French/English Visual Dictionary

I pawed through it at the local Chapters, and I like how everything is laid out and clear.

Some said that the book didn’t have masculin or feminin indications for each word, but if you lean your face up very close to the book and squint, each word has a little ‘m‘ or ‘f‘ to indicate what gender each word is.

By the way, I also learned the single most important, eye-opening trick about speaking the French Language I thought I’d pass on, because beginning English-speaking French-learners out there may not know.

Memorizing all of the verb conjugations is not (really) required at the start!!

Unless you are writing a formal book, there is no immediate need to memorize all the conjugations.

Apparently, for everyday, quick, workable French for beginners, you just need to know:

  1. Présent (Present)
  2. Passé Composé (Past)
  3. The verb Aller (To Go) for all future tenses

Example: The conjugations of I have, I had, I will have:

Présent (Present) = I have = J’ai

Passé Composé (Past) = I had = J’ai eu

The verb Aller (To Go) for all future tenses = I will have = Je vais avoir

And all of this damn time, here I was memorizing Imparfait (Imperfect), Futur (Future) and other exceptional situations for verbs, and it was not necessary for just speaking colloquial French in the beginning!!!

This was taxing on my brain because there are SO many verbs, and with each verb having its own set of 22 conjugations that change for each person makes you want to tear your hair out.

Sorry. I just couldn't resist. :P

Sorry. I just couldn't resist. :P

Apparently, not even the French use every single one of those verb conjugations perfectly on a day-to-day basis.

They DO use them occasionally, but if you are a beginner in French, stick to the major 3 until you’re comfortable and then work out from there.

Sure, they learned it in school, but if they were to try and speak and write perfectly using all the conjugations, they’d have to look up a couple of verbs here and there.

And apparently they even find it odd if you try to use perfect French conjugations for every situation, teasing you with “What, you’re trying to be a Professor of French now?

(True story.)


Things I hate & love about learning French

I hate Masculin/Feminin genders for each word:

Very confusing.

Why is my belly masculine when I am a female? And how can a chair be feminine?

Very odd.

I love that having to learn another language forces you to learn the structure of your own language first.

This is really an eye-opener for me.

I love this. Now I can learn more about my own language as well as the new one.

I love that if I don’t know the word in French, some of the time, it’s English with an Frenchified accent

A lot of French verbs that are used regularly, are actually old English verbs that have fallen out of colloquial use.

None come to mind right now, but it makes it easier for me to learn when I kind of know what the word means in English.

Sometimes, I’ve pulled words out of the English vocabulary, added a Frenchified accent to it, and have been pleasantly surprised that it was the correct word! Score.

I hate having specific conjugations for each person:

I, You, Her, Him, Us, You (Formal), They (Male), They (Female) each have their own conjugation within each verb times 15 conjugations depending on the time frame and position of the verb in the sentence.

I am always losing time conjugating the verb after seeing who I am addressing. It’s getting easier, but sometimes I get flustered.

On average, you have to memorize 8 x 22 = 176 conjugations PER VERB.

A single verb has 176 ways to conjugate that verb.

Thank GOODNESS they only use Présent (Present), Passé Composé (Past) and the verb Aller (To Go) for all future tenses. ;)

In English, it’s just one conjugation for Present, Past and Future.

I am going. I have gone. I will go.

It doesn’t matter if it’s We are going, or You are going, or He is going.

It’s always conjugated for the Present tense with the word going.

English also has a lot more words to describe everything, in any situation & for every emotion

… and if we don’t have the word, we steal it from other languages.

Like schadenfreude from the German language to mean “taking pleasure in another’s pain”.

A French friend once asked me: “What is the difference between weeping, crying, sobbing, tearing up and all the other words you have to describe the action of crying?

FB: From what I understand from reading books, weeping is like a sorrowful sob. Like if a widow just lost her husband. She quietly weeps for him without screaming or making a lot of noise.

Or “the flowers in the rain weep and mourn for those who have passed”.

Crying is like a baby crying. You can say the widow is crying but it doesn’t denote the emotion of the situation of WHY she’s crying. Crying is more general.

Sobbing is like chest-wracking tears, it’s loud, it’s wet and you half scream. It’s a cry of anguish and pain.

Tearing up is just little tears dripping down your face, but no sounds. Usually when someone pinches you, you tear up. Or if you watch a really sad movie. It’s a little bit of emotion.

Frenchie: …. Merde.

FB: *pat pat* Don’t worry.

I don’t understand how a name of country can be masculine or feminine either, or why you have so many conjugations for a single verb.

So that’s where I am currently.

Fairly comfortable and fluent with the language, but naturally as in everything we do, it all comes down to the details of speaking it properly. Not just speaking it haphazardly.

A long trek up but a good one.

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