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  • calculator

    The Most Enlightening Personal Finance Calculation I’ve Ever Done

    Keeping your expenses as low as possible was best illustrated to be with some simple math, and once I got out of debt and had some REAL savings, I started calculating my expenses to get an idea of how much I needed in my emergency...

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  • friday 13th

    Are You Superstitious at Work?

    Are you superstitious? Do you believe in Friday 13th’s bad luck? By the way, it’s today .   Friday the 13th is among the most common superstitions along with crossing a black cat, going under a ladder and breaking a mirror. What I find interesting...

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  • Collard Greens

    7 Simple Ways to Remove the Barriers to Cooking

    One of the most popular ways of saving money is to cook at home. Simple enough, right? Unfortunately, assuming the role of an amateur chef isn’t free of obstacles. I can’t speak for everyone, but I have my reasons – good reasons – for dropping...

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  • white-knight

    There is no White Knight

    Many people think “White Knight” automatically means a man comes along and saves you from yourself. He pays all your bills. He’s financially secure (and then some!) and he is lovingly generous. But a White Knight can mean many things to different people, and come...

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  • procrastination

    Overcoming Procrastination; I’ve Finally Found the Secret!

      2 weeks ago, I discussed how I procrastinated before going snowboarding. I should have told you that upfront: I procrastinate all the time!   It’s quite a paradox in my life as I am known for being a very productive and efficient individual. The...

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  • Masculine Woman

    How to Make Money Like a Man

    Back when I started college in 1999, I repeatedly heard the statistic that women earned $0.75 for every $1.00 men earned. The articles I read seemed to suggest that the mere act of being born with a vagina entitled employers to a 25% discount for...

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  • 5-cities-europe-2011-round-two

    Why spending $20,000 on a year-long vacation was absolutely worth it

    Had a curious email come in asking about my vacation spending and if it was worth it. Don’t forget that I am also not factoring in all of my LOST income, which if you assume I would work about 6-9 months in a year, it...

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  • mock interview

    Have You Ever Had a Mock Interview?

        I’m competitive by nature.   What I like about sport is the discipline, effort and the challenge. In fact, I like these 3 components so much that I try to shift my whole life in a sense where I can feel that I’m...

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  • Illuminated brick wall with old fashioned street light and bench

    It’s Easy for You to Say

    There are countless reasons to spend money you don’t have. You’re overly optimistic about your future earning potential. You don’t want to work hard for the money. You feed off instant gratification. You can’t pass up a good deal. You’re immature. You deserve it. Stop...

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  • indonesian-money-cash-bills

    Everything has its limitations: Maxmize the gap between your earning and spending!

    You can only cut back on so much and You can only make so much money! I know everyone talks about both independently as if one is better than the other, and it’s true. If you save a lot of your money, you’re in good...

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