As seen in..
FB in a Nutshell
other blog: the everyday minimalist
talk to me: contact me here
location: canada/usa
works: business consultant
net worth: ~$155,000 as of Dec 2011
eats: sashimi, tartiflette, pho
drinks: earl grey cream tea
gadgets: macbook pro 17", ipod touch (pda)
beauty: fb's list of toiletries/makeup
wants: roland rd700-gx piano
reads: ayn rand, tom stanley, sophie kinsella
watches: bones, mentalist, castle, top chef
wears: wrap dresses & necklaces
loves: minimalism, $$ management, traveling
hates: wearing shorts & being late for anything
Latest Headlines
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Paying down a debt? Think of the interest rates as returns.
Posted on September 3, 2012 | 1 CommentI know it sounds stupid, but it might help to think of the interest rates on your debt as returns on your money. Let’s say you have 2 credit cards: One card with a $5,000 balance at 9% interest The other with a $10,000 balance... -
What Everybody Should Know About Living with Roommates
Posted on August 29, 2012 | 5 CommentsHousing is the largest expense in most budgets. More than any other bill, it can keep you from accomplishing other important financial goals. How about reducing your housing expenses by getting a roommate or moving in with your parents? It doesn’t have to be permanent.... -
The Money Gap in Relationships: Where one partner earns more than the other
Posted on August 27, 2012 | 11 CommentsThe “Money Gap” refers to the gap between the earning income between two partners. Generally (stereotypical but true), it is the man that earns more than the woman, sometimes it’s just a little bit more (no more than $5000 – $10,000) but other times it... -
A Fresh, New Way to Look at Budgeting
Posted on August 24, 2012 | 5 CommentsWith any goal, whether short, long, intermediate, or ongoing, you need a plan. It’s one thing to resolve to save for that swanky Bora Bora vacation, obliterate student loan debt, or put 20% down on your first home. It’s another to take the steps necessary... -
Life Insurance by Age
Posted on August 22, 2012 | 2 CommentsDid you know that insurance should be the base of all personal financial plans? It is so important and yet often not considered. Why? Probably because it’s complicated and pretty boring! Nonetheless, we should take care of our insurance coverage as a priority.... -
Stop the money shaming!
Posted on August 20, 2012 | 7 CommentsI find it very interesting that everyone has such different views on what is a comfortable amount of money to spend on living expenses. People who are fairly frugal are usually categorized as ramen-eating, penny pinching, student-like cheapos who don’t have any fun at all... -
Earning 6 Figures at 30, Is It Possible?
Posted on August 17, 2012 | 3 CommentsWhen I was a kid, one of my goals in life was to make $100K. I thought that by earning a low 6 figure income, I would have more than enough to live a great life and not lack for anything. For me,... -
Does a Man’s Money Matter?
Posted on August 15, 2012 | 45 CommentsAlthough I firmly believe women and men deserve fair and equal treatment in the public sphere, in my personal life, I’m a mess of contradictions. Through hard work, focus, and dedication, I achieved career success and to a certain extent, financial independence. Like many modern-day... -
Do you have $600 worth of shoes you never wear in your closet?
Posted on August 13, 2012 | 20 CommentsJezebel reports: Apparently, the average British woman owns 20 pairs of shoes, eleven of which she barely wears. The total value of the average lady’s shoe closet? £720, or around $1,189. That means about $660 worth of shoes are sitting idle. Women buy an average... -
Sometimes, You Get Ripped For Asking for Help
Posted on August 10, 2012 | 2 CommentsFor this “Do-it-Yourself” Friday, I thought of talking about personal finance. This post is not about how to do it yourself but more about what is good to DIY and what’s not. Managing your money is like raising a child; it’s very personal...