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  • watch-time-debt

    Calculate how long it’ll take to save double (Rule of 72)

    Tweet A lot of you die-hard PF’ers will have already known this, but The Rule of 72 bears mentioning. Whatever number you are looking at, and divide the number ’72’ by the interest rate. The number you get at the end, will be how long […]

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  • health care

    Tips for Reducing Health Costs

    Tweet Over time, health costs tend to rise. While there isn’t much you can do about inflation on a macro level, the reality is that there are a few things you can do to reduce your own personal expenses. Here are a few tips for […]

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  • bank-canada

    Banks in Canada: The Who and The Why

    Tweet Banks I’ve Used From age 7-15: TD Bank — child’s account, no fees. Age 16 – current: PC Financial — never any fees. My current credit cards are also from those two banks above: TD Visa and PC Financial Mastercard. Note: I am not […]

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  • cheat on your bank

    Is It Time to Find a New Bank?

    Tweet When you think about it, your bank is likely one of the more important relationships you have. Your money is kept at the bank. You use the bank to make payments. You might even borrow money from the bank. The way your bank treats […]

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  • Three Girls women size skinny weight fat women girl woman

    Everything is relative to your situation or you

    Tweet Years ago, Asian Pear posted a striking shot of three beautiful women pictured here: I looked at the photo and felt the girl in the middle to be the prettiest (as in healthy weight and figure). Asian Pear, felt the girl on the far […]

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  • use credit cards

    Why I Like to Use Credit Cards

    Tweet It seems a little “off” to some people that I like to use credit cards. After all, shouldn’t a personal finance writer be against credit? The reality is that the use of credit cards doesn’t have to equal debt. In fact, it’s possible to […]

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  • bird-fly-freedom

    Too cool to save

    Tweet Remember how in high school, if you were really into studying and getting good grades, you were somewhat of a pariah among the cool kids? If you were really into math or if you weren’t interested in going to underage keggers every weekend, you […]

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  • spending money

    Do You Really Need to Avoid ALL Unnecessary Spending to be “Smart” with Your Money?

    Tweet Recently, I saw an interesting ad on a local Classifieds site. The ad is for a $200 amp, and it is titled, “Dave Ramsey Has Ruined My Life — So Please — Buy My Amp.” Among the gems in the ad, the poster offered […]

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  • Catering to Millennials: How They Want to Shop

    Catering to Millennials: How They Want to Shop

    Tweet   Just having an online business presence isn’t enough anymore. The Millennial generation is becoming more and more of a force in business and they won’t be satisfied if you just have “a website.” If you want to boost your sales in the short […]

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  • stock-fashion-style-shoes-heels

    How is anybody affording this?

    Tweet Do you ever find yourself listening to a situation and asking: How are you affording this? I do this out of total PF curiousity because I just want to know so I can do it too! 😛 HOW CAN YOU AFFORD THAT? Carrie Bradshaw’s […]

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