Thoughts Archive

  • Stacks of coins

    A Fresh, New Way to Look at Budgeting

    With any goal, whether short, long, intermediate, or ongoing, you need a plan. It’s one thing to resolve to save for that swanky Bora Bora vacation, obliterate student loan debt, or put 20% down on your first home. It’s another to take the steps necessary...

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  • broke man

    Does a Man’s Money Matter?

    Although I firmly believe women and men deserve fair and equal treatment in the public sphere, in my personal life, I’m a mess of contradictions. Through hard work, focus, and dedication, I achieved career success and to a certain extent, financial independence. Like many modern-day...

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  • Small, tiny houses

    The Case for Small Spaces

    As a self-proclaimed personal finance enthusiast, people frequently ask me for tips on how to combat debt and pump up anemic bank accounts. You can strip down my top wealth building secrets to two rules: 1) Stop spending money, and 2) Live lean. Let me...

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  • Hope Despair

    Worry – The Biggest, Most Useless Time Suck on the Planet

    A few weeks ago, the constitutionality of the Affordable Care Act was upheld by the U.S. Supreme Court. The Twittersphere was ablaze with enraged Americans who vowed to escape the tyrannical regime that’d force “socialized” medicine on a free people. So where were the angry masses...

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  • Money Toilet Paper

    10 Wasteful Practices You Should Stop Today

    Normally, I try to persuade readers to plug spending leaks that cost meaningful sums of cash. Housing, transportation, and insurance immediately come to mind. However, that doesn’t mean I think small things are unimportant. For some reason, we’re perfectly content throwing money away on certain...

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  • Faith, Colorful words hang on rope

    How Does Your Faith Affect Your Finances?

    As much as possible, I try to manage my finances objectively. That doesn’t always happen. Personal finance is, well, personal. My experiences, my fears, and yes, even my faith, all influence my behavior—good or bad. Today, I want to share with you how my religious...

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  • The Procrastinator's Keyboard - Shop, Social Network, Watch TV. . .

    How to Procrastinate . . . the Right Way

    Given two choices, one that’s ridiculously fun and one that’s insanely boring, which would you choose? In her book Grammar Girl’s Quick and Dirty Tips for Better Writing, Mignon Fogarty gives the best solution I’ve ever heard for dealing with procrastination. If you’re going to procrastinate,...

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  • White Piggy Bank

    How Money Can Buy Happiness and Why You Want to Believe It Can’t

    Have you ever shared your desire to amass financial wealth and received the response, “Money can’t buy happiness.“ Is permanent bliss the expected payoff for accomplishing your goals? After achieving your financial objectives, do you think you’ll experience everlasting joy? Through the loss of a...

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  • Illuminated brick wall with old fashioned street light and bench

    It’s Easy for You to Say

    There are countless reasons to spend money you don’t have. You’re overly optimistic about your future earning potential. You don’t want to work hard for the money. You feed off instant gratification. You can’t pass up a good deal. You’re immature. You deserve it. Stop...

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  • snowboard

    What is the Last Time You Did Something for the First Time?

      ~Experience is not a skill. It is an attitude~ Ralph Marston   The way I manage my life is a little bit weird. I tend to handle the chaos of my life and put everything back in its place. It can be at work,...

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