Money Archive

  • Red Balloons

    What if money wasn’t in the picture at all?

    In preparation for a new year and a fresh start, I thought I’d throw a question out there: What if you had so much money (millions, MILLIONS) that you could pretty much buy and do whatever you wanted? What would you do first to use...

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  • checking-card-tracks-spending-credit

    Why you should check your bills regularly

    I reach gaily into the envelope, but my fingers don’tquite pull out the bill. They remain clutched around it while my mind is seized – as it is every month – by my secret dream. Do you want to know about my secret dream? It’s...

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  • changed-priorities-ahead-goal-goals-debt-saving-money

    Going bananas on my debt: A look back at how debt-obsessed I was

    BF made an observation the other day that took me back to the days of being in debt. We had been talking about a friend who is going through a rough time financially. The guy has a lot of debt, is on the brink of...

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  • stock-fashion-style-shoes-heels

    Should a freelancer look flashy or frugal?

    I know a lot of freelancers particularly in sales, have to look like they are well off. Well-to-do, and their cars show that they are good at their jobs — selling. That being said, I’ve never found it wise to be flashy with your money...

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  • sushi-memo-pad-paper-post-its

    October 2011 Budget Roundup = -$(3361.53)

    Google Reader Changes WHY OH WHY did Google change Google Reader to not allow me to share items any more? Now I have to use this Google+ thing? I hated Facebook and this Google+ thing sounds a lot like Facebook, just with a sexier twist....

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  • food-cook-cuisine-wine-eat

    How I keep my grocery expenses down so low

    A common question people are asking me is how I keep my grocery spending to a minimum, but when I look back and what I’ve spent in the past year, it doesn’t look extraordinarily frugal to me. In fact, it looks like in the month...

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  • cost-of-pets-annually-visual-graphic

    How much does your pet cost in a lifetime?

    Click on the image to enlarge. Source: Visual Economics The fish is clearly not a saltwater fish (those are EXPENSIVE to maintain and buy), and they’re not counting medical emergencies like surgeries or bone replacements.

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  • cash money tipping bills jar eating restaurant waiter waitress tips

    Perceived Value: The cornerstone of conscious spending (a.k.a. “frugality”)

    When you evaluate and go over every purchase you make, it doesn’t make a difference if it’s a $2000 item or a $2 item. Perceived value of the item to your lifestyle is a big factor. For me, if I need to spend $300 on...

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  • BeatHolidayStress-woman-couch-shopping

    A True Story: The Dark Side of Financial Insecurity

    Two years ago, my friend contemplated suicide. She had a husband and two kids, she was $50,000 in debt from living expenses, the only one holding down a job, and her husband spiraling deeper into depression, cutting himself off from the world. He’d shut off...

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  • woman-grocery-shop-cart-food

    What are you NOT spending on groceries?

    I had this question posed to me by a fellow colleague who was stumped as how we could live on $300/month for the two of us eating in groceries. He says he spends about $700/month just for the two of them. I basically said that...

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