You can only cut back on so much
and
You can only make so much money!
I know everyone talks about both independently as if one is better than the other, and it’s true.
If you save a lot of your money, you’re in good shape.
“Cannot people realize how large an income is thrift?”
-CICERO
If you make a lot of money, you’re in good shape.
But there are limitations to both actions.
You can’t spend absolutely nothing each month. It’s unrealistic.
And you can’t imagine you’ll make a million dollars a year without having worked towards it. It’s unrealistic.
Credit
The best position is if you are doing both, or looking for ways to do both within reason.
What I tend to focus on is the middle: maximizing the gap between making a lot of money and cutting back.
If I made a million bucks a year but spent it all, I am no better off financially than if I made $20,000 a year and spent it all.
I just have nicer toys, probably more debt and stress and an unsustainable lifestyle.
Just a girl trying to find a balance between being a Shopaholic and a Saver.
I cleared $60,000 in 18 months earning $65,000 gross/year.
Now I am self-employed, and you can read more about 
