Cut back without cutting out something from your budget

Whenever we talk about trying to save a buck in our spending it’s always about cutting back and cutting something out of your budget.

The other part we all seem to forget is that we don’t have to cut something out.

We can just delay the spending. No need to cut it out, just do it less.

What can you delay but not cut?

  • Haircuts/Hair colouring
  • Pedicures/Manicures
  • Eating Out/Going Out
  • Using your phone so often (find a landline for free or just wait)
  • Going on a mini trip (perhaps wait until you’ve completed a milestone)
  • Toiletries such as contact lens solution, toothpaste — use less, or be more careful with spillage
  • Updating, upgrading or not trying to make something last down to its last legs

Those are just a few ideas. They might not seem like important things to delay on, but I can tell you having a haircut makes a huge difference in how you feel and look.

Anyway. Just a thought. You can cut back without cutting out.

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About the Author

Just a girl trying to find a balance between being a Shopaholic and a Saver. I cleared $60,000 in 18 months earning $65,000 gross/year. Now I am self-employed, and you can read more about my story here, or visit my other blog: The Everyday Minimalist.