It has been a pretty crazy month for me, from arriving back from Europe and trying to get settled into my new hotel digs.
INCOME: $15,300
- All gross, not net and I still have to pay taxes on it (about 20%) so it’s really $12,240
- Then you have to factor in how much I am paying for business expenses as well
Update: This is for 3 weeks of work, I was on vacation for one.
EXPENSES: $4878.58 *cries*
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Business: $3940.60
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Personal: $937.98
Update: I should redo these numbers but I won’t.
I actually double-counted my rent and my hotel, and my very basic expenses (hotel, food, parking, gas, food) should really be around $2000 a month, but I am pre-paying for September as well as paying for August, which doubles my expenses.
BUSINESS EXPENSES: $3940.60
- Hotel is for all of August up until almost the end of September (YES!!)
- Had to switch hotels halfway through the month, that helped me save a lot of money in the end
- Have to think of the big picture: it’s cheaper than paying for a 12-month lease for something similar
PERSONAL EXPENSES: $937.98
- I have to calculate part of my “personal” living as my rent for my taxes
- Spent a little on self grooming this month
- Very difficult to calculate groceries in this case, as it’s included in my business expenses
NET WORTH: $112,230.05
15% increase or by $11,267.91
- Cash: $30.35
- Savings: $5076.96
- Emergency Fund: $25,649.15
- Retirement: $36,041.72
- Business: $45,431.87
- Emergency Fund: $25,649
Note: Still have taxes left to pay, so my net worth will drop next month.
Just a girl trying to find a balance between being a Shopaholic and a Saver.
I cleared $60,000 in 18 months earning $65,000 gross/year.
Now I am self-employed, and you can read more about 
