Comments on: How to make saving money less painful

By: Joy-Mari Cloete

Joy-Mari Cloete — Thu, 18 Mar 2010 08:09:53 +0000

Oy, my comment got lost? So I was saying that I save money into an account that I can't touch for 12 months. I also save money into a second account that I can't touch for 6 months. This helps me to save up to buy minor luxuries (contacts count as a luxury these days…) and medium-size luxuries (a much needed holiday).

I'll supplement this with a retirement annuity in a bit and it's great that my government incentivises me to do this — they refund 18% of the money I contribute towards the retirement annuity.

By: SP

SP — Wed, 17 Mar 2010 14:05:06 +0000

I was just teasing, don't turn pink on me!

By: Joy-Mari Cloete

Joy-Mari Cloete — Wed, 17 Mar 2010 13:15:04 +0000

I save money into a fixed savings account every single month as soon as my salary reflects in my bank account. So I'm going to take it up a notch by getting a retirement annuity this year. Best thing is of course that my government incentivises these savings machines.

By: FB @ FabulouslyBroke.com

FB @ FabulouslyBroke.com — Wed, 17 Mar 2010 10:21:32 +0000

Oh. I don’t really watch movies.. so I don’t know the ratings *turns pink*

G it is!

By: SP

SP — Wed, 17 Mar 2010 05:18:42 +0000

I've been really stressed lately, and found it harder to tell myself "no" (or as you point out, ask my self if i really really want it). I need to regain focus.

But tell me, why must one be 13 ( PG-13 ) to practice your top 3 list. I think it is entirely G rated.

By: miss esther

miss esther — Wed, 17 Mar 2010 02:00:44 +0000

Thanks for the post! I like your "trigger to save" phrase. I'm going to start using this to remind myself to save more. What helps me save is thinking about the economy. Recently-I just had a friend who lay or may not lose her job and seeing people I know affected hits close to home.

P.S. Agree with you that food is wroth splurging on!

By: April C

April C — Tue, 16 Mar 2010 16:46:44 +0000

Love the post! My friend (who is selling off her precious impulse buys on eBay) calls it "making her operation more mobile".

Because let's face it, we do have A LOT of STUFF.

By: denimdebutante

denimdebutante — Tue, 16 Mar 2010 16:30:39 +0000

As someone who is in the throes of changing her money situation, I am feeling EXACTLY how you felt when you first made the change. You're a money-saving rockstar, darling!

By: Mike

Mike — Tue, 16 Mar 2010 08:19:39 +0000

Personal finance bloggers love spending money on experiences rather than material things.

True story.

By: Rebecca

Rebecca — Tue, 16 Mar 2010 01:08:29 +0000

My triggers to save are my daughter I really want to try and be a good example not to mention help her to be more money wise, my mom who has maxed her credit cards twice now and has had to take out a second mortgage on the homes she owns/owned and finally my nomadic lifestyle having to pack up all that "stuff" has made me realize that I really do not need anything at all and need to be happy with what I have right now.