Let’s see how I did!
INCOME: $1653.19
- $1000 — Taken from Savings
- $500 — Side Job editing
- $120 — Sold 2 statues
- $15 — Swagbucks (read about it here)
- $18.19 — Google Adsense (WOO HOO!)
EXPENSES: $1579.91
- $371 — Rent
- $207.79 — Groceries
- $57.36 — Cellphone
- $12.75 — Bus Tickets
- $88.01 — Vitamin pills (enough for 3 months)
- $33.66 — Sifter, Fat separator, Silpat for baking & baking pan
- $216.28 — Eating Out (went back to Ontario & saw family/friends)
- $19.89 — Starbucks
- $58.75 — Bought a 50 ft. internet cable cord for my mom
- $46.78 — J. R. Watkins Lemon Creams (On sale, so I stocked up like a mofo)
- $308.56 — Shopping (2 sweaters, 2 blouses, dress, tights)
- $74.25 — Books/Gifts (4 Photo albums, gifts for mom & dad)
- $30.47 — Everybody Hates Chris (Season 1) (BF & I love this show!)
- $53.55 — Shoe shine for boots, Changed batteries on 2 watches
Came under budget with: $73.28 to spare
Phew!
It was a damn expensive month.
I spent half of it in Ontario, visiting family and friends (we were out for breakfast, lunch AND dinner)
I’m surprised I squeaked by with such a low eating out, books/gifts cost. Huh.
I also went a tad crazy buying stuff. Sweaters, tops, dress and tights?
I have to watch that, which won’t be hard, considering that I am now totally sick of shopping.
We also aren’t going to Asia, so that $5000 stays in my bank.
NET WORTH: $55,797.02 Decreased -$13,996.99 or -19%
Reason: I had to pay the yearly taxes for the business.
Which is exactly 19%.
Assets
- Cash on hand: $73.83
- Chequing: $5
- Savings: $9523.48
- Retirement & Individual Stock Trading: $30,804.90
- Business: $15,394.81
Liabilities
- $0: Credit Card
- $0: Business Taxes (paid this month)
Update: Job Hunting/Contract Finding Good News
I have 3 semi-warm leads on jobs or contracts.
3 month CONTRACT IN MONTREAL
One is an upcoming contract in 2010 for Montreal, but I am not holding my breath, as they already have another consultant there.
Potential: $52,800 in 3 months
3 month CONTRACT IN OHIO
The second is an upcoming 3 month contract for Ohio (not thrilled about having to travel, but I’ll do it).
It’s all expenses paid — food, travel, etc, so I’ll save money on food for 3 months, at least.
Potential: $48,000 in 3 months
Full-Time PERMANENT JOB IN ONTARIO
The third is a permanent job in Ontario, plus benefits, bla bla bla.
I don’t really want to move or join a company, but it sounds like a really interesting project for an awesome client, and I am less interested in money than I am in a project & experience right now.
And I wouldn’t be too far from BF.
Potential: Gross Salary is $100,000 a year
Actual net potential: $42,000 in 12 months
(I worked it out, it’s about $5000 net a month, after taxes, maybe $3500 after I pay for food & apartment in Ontario, which means I can save $42,000 in 12 months)
I am not crossing my fingers for any of them, because I don’t like getting my hopes up.
I do see that the job market is picking up for IT, and we’ll see how it goes.
- Fun Final Year End in Review: Budget & Blog
- September 2009: Budget End
- June 2009 Budget Recap
- Debt-proofing your holiday
- How to bust out a budget, step-by-step
SeeJaneGetRich.com
on Nov 2nd, 2009
@ 7:52 AM:
Where in Asia were you thinking of going? Your contracts will sure bring in a hefty amount if they work out.
Little House
on Nov 2nd, 2009
@ 9:17 AM:
Wow, you just made it! I still can’t believe you can rent something so inexpensively. I live in Los Angeles, and my husband and I pay close to what most people pay for a mortgage, or more!
Good luck on your contracts. With your expenses so low, you can definitely shove a bunch into savings and investments.
Little House´s last blog ..Fall Back…into Darkness!
FB @ FabulouslyBroke.com
on Nov 2nd, 2009
@ 9:47 AM:
@Little House Yeah I just made it but I am not exactly happy about it. I have to be more careful and less lax.
I rent inexpensively, because I split it with BF, and we live in a tiny studio with almost no furniture.
Thank you!
FB @ FabulouslyBroke.com
on Nov 2nd, 2009
@ 9:48 AM:
@SeeJaneGetRich: We were going to do a tour of Asia. Hong Kong, Macau, Beijing, Shanghai, Singapore… It would be about $5000 for the entire trip, including food and hotels.
If my contracts work, it’d be great, but if they don’t.. I’ll take that perm job if they offer it and just save as much as possible.
We are going to Europe next year, so I have to save for that trip as well.
Lawgirl
on Nov 2nd, 2009
@ 1:50 PM:
Oooo, if you come to Ohio, we have to have dinner!!
Lawgirl´s last blog ..Lawgirl Product Review
eemusings
on Nov 2nd, 2009
@ 6:06 PM:
Good luck – I don’t like to count my chickens either but I have a good feeling for you
eemusings´s last blog ..Major WTF
Single Ma
on Nov 12th, 2009
@ 7:18 PM:
Google sent you a payout of $18.19? I thought the minimum Adsense payout was $100. Are you including that amount as "income" before you actually receive it?
Good luck on the job search! *fingers crossed for one of the contract jobs*
FABULOUSLYBROKE
on Nov 12th, 2009
@ 8:28 PM:
No no, I just calculated the earnings for the month at $18.19
I haven't even pulled out the money yet.