LOL!!!!!! I LOVE THIS!!!!

CHICAGO TICKETS FOR OCTOBER

Broadway Chicago Tickets got a lot of comments — 20 in total (2 were from me)

Random.org chose….. GEN!

Congratulations Gen! I’ve already sent the email to Katharine from Season of Savings and to you to let you know you’ve won.

ALLERSAC TWIN & KING SIZED SHEETS

Random.org chose……. J for the King Sheet and N for the Single Sized Sheet.

Congratulations you two!

I’ve already sent the email to Allersac and he will get in touch with you right away.

BIG THANKS!

Thank you all for entering.

I had a great turnout!

Also, big thanks to Season of Savings and Allersac for letting me do the giveaways. Had a lot of fun.

Can’t wait to see what is coming up next

I won’t post my budget for each month any longer.

I’ll just post at the end with what I spent.

While I still keep track of all my expenses & budget, I find that once I put the money aside for my fixed expenses, the rest of the cash is up in the air to be spent.

I just use my discretion to decide whether or not to buy something now, later or not at all.

Some months, I budget & end up deciding it’s not useful so I spend the money elsewhere.

My savings, emergency fund and whatever else, has now just become a huge pot of money to be drawn on for various (logical-ish) reasons.

I’m calling it “hands off budgeting“. Seems to work for me.

SEPTEMBER 2009

INCOME

• $1500 – Taken from savings
• $100 – Swagbucks finally paid me with Cash via Paypal after 21 business days
• $125 – One-off blog advertising (by the way, the Sexis magazine is v. interesting)
• $18 – Bank Interest
• $0 – Google Adsense. Been waiting for my 2-year $100 CAD cheque since August July.

Total = $1743

EXPENSES

• $371 – Rent
• $260 – Groceries (BF has now made a “Treats” section in the Grocery budget)
• $0 – Utilties (They’re paid bi-monthly)
• $50.79 – Cellphone/Only telephone
• $0 – Internet (I take care of the telephone, BF pays for the internet)
• $12.75 – Transportation (Metro tickets)
• $65.61 – Eating Out (Candy treats & drinks and a lunch I paid for us)
• $39.48 – International Electronic Adapters
• $17.77 – Headbands (Some purchases here)
• $487.84 - Brown leather boots & Birkenstocks (Purchases here)
• $21.95 – Language books (Some purchases here)
• $69.39 – Jewelery from Etsy, the devil (Some purchases here)
• $263 - Car Registration for ONE YEAR (they’re a bunch of car reg’ pirates here!!!)
• $100.26 - Hosting & Wordpress Switch (Part 1 & Part 2 here)

Totals:

• Without pirate car registration = $1496.84 — squeaked right under budget
• With pirate car registration = $1759.84 — just a bit over my total income

Other Upcoming Money Events

Going back to Ontario = Will cost money

Am going to meet up with my network to find contracts in Ontario and just to chat.

Not going to Asia = Will save money

Been cancelled. Read my gloomy piggy news here.

We had a budget of $5000. I guess I’ll just sit on my savings now.

NET WORTH = – Decreased $3018.19 (due to taxes)

• $45 = Cash
• $12.77 = Chequing
• $10,050.35 = Savings
• $30,722.84 = Retirement (Individual Stocks and Indexes)
• $24,000 = Emergency Fund
• $4923.15 = Business (Taxes ate my money)
• $2000 = Car

TOTAL = $71,754.11