No more spending wrote a short, but sweet post about what she has cut out and does not miss any longer.
Thought it was a fun exercise, so here goes.. starting from her list:
(Green = I agree and have done the same thing)
- Beauty Treatments
- Wash, cut and blow dry; now just dry cut (Every 6 months)
- Paper towels (Working on this. Haven’t bought any new paper towels in 5 months)
- Fabric softener
- Ready meals
- Magazines
- CD’s/Music
- DVD’s
- Buying lunch (99% of the time when I work)
- Afternoon sugar fix(BIG FAT NO for me! I sometimes chow down a choc bar when I work)
- Fizzy pop
- Credit card interest (Misleading. I’ve never paid any)
- Newspapers
- Cell phone(My only contact #. Must have it.)
- Gift wrap
- Jiffy bags
- Bottled water
- Cleaning items; use vinegar
- Handbags (Another big fat no for me. I love bags, shoes and jewellery. What can I say?)
Now for my own personal list of added items:
- Student Loan interest debt (WOO HOO! I am debt free!!)
- Shampoo
- Conditioner
- Hair styling products in general (Apple Cider Vinegar is my only hair product)
- Feminine products (I only use the re-usable Diva Cup now. Review coming soon.)
- Cable TV
- Books (I get them sent to me for free for review and am kind of hankering for an e-reader)
- Any kind of fruit juice or sugary drink as a regular grocery item
- Paper Statement (Saves me $1.00 each cycle, as per my corporation’s bank)
- Accountant fees (I do my own taxes with UFile — dead easy, and QuickBooks for my corporation)
- Gym Fees (I cycle and walk)
- Dishwashing detergent
- Laundry detergent
- Starbucks (Got violent motion sickness last time & now associate that taste with nausea)
- Cupcakes (Ditto. Belly hurt after overdosing on cupcakes.)
- Paying for fees to check in bags when I fly (I never check anything in. 2 carryons, max.)
- Tissue Paper as Napkins (Bought cloth napkins.)
- Car insurance & leases ($300/year in full, bought car outright in cash)
- Organic foods that have thick, inedible skins (What’s the point?)
- Pens/Paper/Pencils (I have enough stock to start my own elementary school)
That’s all I can think of, off the top of my head.
What about you?
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- Letting debt rule your life is stupid.
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quick payday loans
on Sep 16th, 2009
@ 7:35 PM:
i have gotten rid of my checking account and the overdraft fees i now use a reload cashin card i load the money and once it is gone that is it you cant overdraw it and so no overdrawn fee and i dont miss it one bit