Grace K., 24 currently working as a publicist and studying journalism part time and I live in Johannesburg , South Africa.I moved out of my mum’s at 21, but after having accumulated R37 000.00 ($ 2 525.00), I am moving back in with my mother so I can save money and pay off the debts, remedy my credit rating and start an emergency fund as well as general savings.
Eventually after a year, I would like to put down a deposit on a townhouse/apartment.
SPENDING FOR THE WEEK
Day One, Monday
7.00 a.m.: Packed a sandwich for lunch.
7.00 p.m.: Went to see my brother at the hospital, $1.43 for parking.
Daily Spend: $1.43
Day Two, Tuesday
7.00 a.m.: Packed pasts leftovers for lunch.
12.00 p.m.: Buy prepaid airtime, $8.60, my friend (ex – boyfriend) offers to pay for it and I let him.
1.00 p.m.: Went to the library to get some books, my membership has to be renewed in 3 weeks time. Parking, $1.43.
7.00 p.m.: Sleeping at my mom’s, because all the parking in the complex is full, I have to pay for the extra underground parking for the night, $2.86.
Daily Spend: $4.29
Day Three, Wednesday
7.00 a.m.: Packed lunch
7.00 p.m.: Parking, $2.86
Daily Spend: $2.86
Day Four, Thursday
7.00 p.m.: Parking, $2.86
Daily Spend: $2.86
Day Five, Friday
6.30 a.m.: Woke up, took leftover lamp chops and veggies from last night and a mango for lunch and am off.
10.00 a.m.: Had mango and a cup of sugarless tea for breakfast.
1.30 p.m.: Had the lamp chops and veggies for lunch. Pay car premium, $373.57
3.00 p.m.: Went out for tea with a friend and had a choccalachino $2.14 & chicken minestrone soup $5.
6.00 p.m.: Dinner at my mom’s. Had to pay the security guy who helped haul in my bags, $2.86.
10.00 p.m.: Drinks with the boyfriend, he paid the bill.
Daily Spend: $383.57
Day Six, Saturday
6.30 a.m.: Woke up, met the truck carrying my house furniture to the storage warehouse, $64.29.
9.30 a.m.: Refuelled the car, $14.29
10.00 a.m.: Collect my passport, going to Lesotho with the boyfriend.
Daily Spend: $78.58
Day Seven, Sunday
9.00 p.m.: Got back from Lesotho, and the boyfriend buys dinner.
Daily Spend: $0.00
TOTAL FOR THE WEEK:
Week Income: $232.15
Week Spend: $473.59
Balance: – $241.44
Comments
My spending looks very tiny but you have to bear in mind that I am converting it to the dollar and if I convert my salary to the dollar it is under $750.00 – crazy, I know!
My money on a weekly basis and monthly basis is not enough at all. I have listed my name as a freelance writer, babysitter, dog walker and house sitter as a way to make extra money.
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