Fabulously Broke in the City

Money Diary: South African Publicist is straightening out her finances

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QUICK BIOGRAPHY


Grace K., 24 currently working as a publicist and studying journalism part time and I live in Johannesburg , South Africa.

I moved out of my mum’s at 21, but after having accumulated R37 000.00 ($ 2 525.00), I am moving back in with my mother so I can save money and pay off the debts, remedy my credit rating and start an emergency fund as well as general savings.

Eventually after a year, I would like to put down a deposit on a townhouse/apartment.

SPENDING FOR THE WEEK

Day One, Monday

7.00 a.m.: Packed a sandwich for lunch.

7.00 p.m.: Went to see my brother at the hospital, $1.43 for parking.

Daily Spend: $1.43

Day Two, Tuesday

7.00 a.m.: Packed pasts leftovers for lunch.

12.00 p.m.: Buy prepaid airtime, $8.60, my friend (ex – boyfriend) offers to pay for it and I let him.

1.00 p.m.: Went to the library to get some books, my membership has to be renewed in 3 weeks time. Parking, $1.43.

7.00 p.m.: Sleeping at my mom’s, because all the parking in the complex is full, I have to pay for the extra underground parking for the night, $2.86.

Daily Spend: $4.29

Day Three, Wednesday

7.00 a.m.: Packed lunch

7.00 p.m.: Parking, $2.86

Daily Spend: $2.86

Day Four, Thursday

7.00 p.m.: Parking, $2.86

Daily Spend: $2.86

Day Five, Friday

6.30 a.m.: Woke up, took leftover lamp chops and veggies from last night and a mango for lunch and am off.

10.00 a.m.: Had mango and a cup of sugarless tea for breakfast.

1.30 p.m.: Had the lamp chops and veggies for lunch. Pay car premium, $373.57

3.00 p.m.: Went out for tea with a friend and had a choccalachino $2.14 & chicken minestrone soup $5.

6.00 p.m.: Dinner at my mom’s. Had to pay the security guy who helped haul in my bags, $2.86.

10.00 p.m.: Drinks with the boyfriend, he paid the bill.

Daily Spend: $383.57

Day Six, Saturday

6.30 a.m.: Woke up, met the truck carrying my house furniture to the storage warehouse, $64.29.

9.30 a.m.: Refuelled the car, $14.29

10.00 a.m.: Collect my passport, going to Lesotho with the boyfriend.

Daily Spend: $78.58

Day Seven, Sunday

9.00 p.m.: Got back from Lesotho, and the boyfriend buys dinner.

Daily Spend: $0.00

TOTAL FOR THE WEEK:

Week Income: $232.15

Week Spend: $473.59

Balance: – $241.44

Comments

My spending looks very tiny but you have to bear in mind that I am converting it to the dollar and if I convert my salary to the dollar it is under $750.00 – crazy, I know!

My money on a weekly basis and monthly basis is not enough at all. I have listed my name as a freelance writer, babysitter, dog walker and house sitter as a way to make extra money.

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