Comments on: But you told me I could splurge!! http://www.fabulouslybroke.com/2009/02/but-you-told-me-i-could-splurge/ Just a Girl trying to find a balance between being a Shopaholic and a Saver Sun, 12 Feb 2012 21:24:00 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: suzie wuzie http://www.fabulouslybroke.com/2009/02/but-you-told-me-i-could-splurge/comment-page-1/#comment-24355 suzie wuzie Sat, 28 Feb 2009 23:35:00 +0000 http://www.fabulouslybroke.com/2009/02/22/but-you-told-me-i-could-splurge/#comment-24355 heehee that's funny! sometimes u gotta treat yourself tho- but i agree, not TOO much heehee that’s funny! sometimes u gotta treat yourself tho- but i agree, not TOO much

]]> By: Saver Queen http://www.fabulouslybroke.com/2009/02/but-you-told-me-i-could-splurge/comment-page-1/#comment-24231 Saver Queen Mon, 23 Feb 2009 15:02:00 +0000 http://www.fabulouslybroke.com/2009/02/22/but-you-told-me-i-could-splurge/#comment-24231 Wow. I'm not sure what she really gets the point of the budget quite yet. I really like your idea of splurging on one item a month. Wow. I’m not sure what she really gets the point of the budget quite yet. I really like your idea of splurging on one item a month.

]]> By: Sense http://www.fabulouslybroke.com/2009/02/but-you-told-me-i-could-splurge/comment-page-1/#comment-24223 Sense Mon, 23 Feb 2009 07:12:00 +0000 http://www.fabulouslybroke.com/2009/02/22/but-you-told-me-i-could-splurge/#comment-24223 how much is CARGO eye shadow?? is selling one really going to make that much of a difference?! <br/><br/>way to lay the smackdown on the PF newbie! how much is CARGO eye shadow?? is selling one really going to make that much of a difference?!

way to lay the smackdown on the PF newbie!

]]> By: e.jay http://www.fabulouslybroke.com/2009/02/but-you-told-me-i-could-splurge/comment-page-1/#comment-24222 e.jay Mon, 23 Feb 2009 03:15:00 +0000 http://www.fabulouslybroke.com/2009/02/22/but-you-told-me-i-could-splurge/#comment-24222 I'm trying to get there myself. I give myself too many "treats" at once. I've been looking at this thing called mint.com...have you heard of it? What are your thoughts? I’m trying to get there myself. I give myself too many “treats” at once. I’ve been looking at this thing called mint.com…have you heard of it? What are your thoughts?

]]> By: Miss M http://www.fabulouslybroke.com/2009/02/but-you-told-me-i-could-splurge/comment-page-1/#comment-24221 Miss M Mon, 23 Feb 2009 02:46:00 +0000 http://www.fabulouslybroke.com/2009/02/22/but-you-told-me-i-could-splurge/#comment-24221 Well awareness is the first step, it's a good sign she is interested in taking control of her finances. Sometimes people don't grasp how those little overages add up. If I go over I always pilfer the money from another part of my budget. If I'm tapped out then it has to come from savings, which kills me. Good motivation to keep my spending under control. You're great for helping her, she'll be a pro in no time. Well awareness is the first step, it’s a good sign she is interested in taking control of her finances. Sometimes people don’t grasp how those little overages add up. If I go over I always pilfer the money from another part of my budget. If I’m tapped out then it has to come from savings, which kills me. Good motivation to keep my spending under control. You’re great for helping her, she’ll be a pro in no time.

]]> By: Converting A Spendthrift http://www.fabulouslybroke.com/2009/02/but-you-told-me-i-could-splurge/comment-page-1/#comment-24216 Converting A Spendthrift Sun, 22 Feb 2009 21:59:00 +0000 http://www.fabulouslybroke.com/2009/02/22/but-you-told-me-i-could-splurge/#comment-24216 My co-worker is leaving her husband who alone makes $100,000 a year. She makes half of that and is still budgeting like she has those six figures at her disposal. Her budget is bare bones but has a clothing allowance of a few hundred dollars, no savings or other long term expenses. She won't listen to reason, at least your gf is willing to listen. My co-worker is leaving her husband who alone makes $100,000 a year. She makes half of that and is still budgeting like she has those six figures at her disposal. Her budget is bare bones but has a clothing allowance of a few hundred dollars, no savings or other long term expenses. She won’t listen to reason, at least your gf is willing to listen.

]]> By: Curtis http://www.fabulouslybroke.com/2009/02/but-you-told-me-i-could-splurge/comment-page-1/#comment-24206 Curtis Sun, 22 Feb 2009 17:05:00 +0000 http://www.fabulouslybroke.com/2009/02/22/but-you-told-me-i-could-splurge/#comment-24206 I've been going through something interesting on the flip side of splurging that I thought would share as an interesting contrast:<br/><br/>I tightened my budget so much that I made myself feel worthless. My live-in sig other is looking for work, so I am covering our living expenses. (Noble.) I would sacrifice so much and deny myself so much that I was effectively saying I wasn't worth the extra $2 for some "splurge" that was unnecessary. <br/><br/>I discovered an emotional aspect to budgeting. While I earn a relatively comfortable salary and can afford both of our living costs, I didn't feel entitled to treat myself to a splurge, *once in a while.* <br/><br/>Keys I was missing:<br/>k1. Feeling entitled to even want something nice for myself in light of tightening a budget.<br/>k2. Recognizing how much money I earn and save even with our present situation.<br/>k3. Acknowledging my hard work and self worth as deserving a reasonable reward.<br/><br/>I like that you advise the OK-ness of splurging on yourself once in a while, let alone having a fun-bracket in one's budget. There's a healthiness to being able to spend something for yourself:<br/>h1. reward your good work in PF<br/>h2. recognize your self worth<br/>and lastly,<br/>h3. consciously acknowledge the treat's expense: it is within your fun-budget to treat yourself for having made the effective budget.<br/><br/>I realize bullet h3 is a bit of circular logic, but that takeaway is there every time you effectively budget and stay emotionally healthy at the same time. <br/><br/>Your friend may be nervous about being conscious of spending. Perhaps she came from a background of well-to-do financial comfort, where considering the impact of a daily treat was foreign. Maybe she is nervous about calculating an indirect self worth. Whatever the case, I hope she finds a healthy balance in her budget.<br/><br/>I hope my thoughts are useful to anyone else who reads this article. I came from a very financially comfortable family, and now that my live-in sig other is looking for work, I can't feel as comfortable with my income. I learned about the emotional aspect of a budget, and found an appropriate balance that doesn't break the bank or break my back. I’ve been going through something interesting on the flip side of splurging that I thought would share as an interesting contrast:

I tightened my budget so much that I made myself feel worthless. My live-in sig other is looking for work, so I am covering our living expenses. (Noble.) I would sacrifice so much and deny myself so much that I was effectively saying I wasn’t worth the extra $2 for some “splurge” that was unnecessary.

I discovered an emotional aspect to budgeting. While I earn a relatively comfortable salary and can afford both of our living costs, I didn’t feel entitled to treat myself to a splurge, *once in a while.*

Keys I was missing:
k1. Feeling entitled to even want something nice for myself in light of tightening a budget.
k2. Recognizing how much money I earn and save even with our present situation.
k3. Acknowledging my hard work and self worth as deserving a reasonable reward.

I like that you advise the OK-ness of splurging on yourself once in a while, let alone having a fun-bracket in one’s budget. There’s a healthiness to being able to spend something for yourself:
h1. reward your good work in PF
h2. recognize your self worth
and lastly,
h3. consciously acknowledge the treat’s expense: it is within your fun-budget to treat yourself for having made the effective budget.

I realize bullet h3 is a bit of circular logic, but that takeaway is there every time you effectively budget and stay emotionally healthy at the same time.

Your friend may be nervous about being conscious of spending. Perhaps she came from a background of well-to-do financial comfort, where considering the impact of a daily treat was foreign. Maybe she is nervous about calculating an indirect self worth. Whatever the case, I hope she finds a healthy balance in her budget.

I hope my thoughts are useful to anyone else who reads this article. I came from a very financially comfortable family, and now that my live-in sig other is looking for work, I can’t feel as comfortable with my income. I learned about the emotional aspect of a budget, and found an appropriate balance that doesn’t break the bank or break my back.

]]> By: hklover86 http://www.fabulouslybroke.com/2009/02/but-you-told-me-i-could-splurge/comment-page-1/#comment-24204 hklover86 Sun, 22 Feb 2009 15:31:00 +0000 http://www.fabulouslybroke.com/2009/02/22/but-you-told-me-i-could-splurge/#comment-24204 she'll sell YOU one of the eyeshadows?? LOL she’ll sell YOU one of the eyeshadows?? LOL

]]> By: saverchic http://www.fabulouslybroke.com/2009/02/but-you-told-me-i-could-splurge/comment-page-1/#comment-24201 saverchic Sun, 22 Feb 2009 13:10:00 +0000 http://www.fabulouslybroke.com/2009/02/22/but-you-told-me-i-could-splurge/#comment-24201 Aw! You taught her well. I wish I would have had a friend help me a few years back. Aw! You taught her well. I wish I would have had a friend help me a few years back.

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