Comments on: Reader Request: Budgeting for a Nervous Wreck Self-Employed Person http://www.fabulouslybroke.com/2008/12/reader-request-budgeting-for-nervous/ Just a Girl trying to find a balance between being a Shopaholic and a Saver Sun, 12 Feb 2012 21:24:00 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Fabulously Broke http://www.fabulouslybroke.com/2008/12/reader-request-budgeting-for-nervous/comment-page-1/#comment-22358 Fabulously Broke Sun, 28 Dec 2008 13:37:00 +0000 http://www.fabulouslybroke.com/2008/12/27/reader-request-budgeting-for-a-nervous-wreck-self-employed-person/#comment-22358 Mittsie: Any time!<br/><br/>Simply40s: Yes, it's because I think Savings should be more liquid and easier to dip into for short emergencies, but an Emergency Fund should be for when I'm really up the creek without a paddle. :)<br/><br/>Revanche: HAHAH! $50K. I never thought anyone would save more than me. Now you're making me nervous. I want to save $50k now.<br/><br/>Eric: I only do donations/charities as they come along such as the Canadian Cancer Society. I don't set aside specific %s of money for that.<br/><br/>Bryan: I used to live cheque to cheque, so I know how it feels and I don't want to go back there. Mittsie: Any time!

Simply40s: Yes, it’s because I think Savings should be more liquid and easier to dip into for short emergencies, but an Emergency Fund should be for when I’m really up the creek without a paddle. :)

Revanche: HAHAH! $50K. I never thought anyone would save more than me. Now you’re making me nervous. I want to save $50k now.

Eric: I only do donations/charities as they come along such as the Canadian Cancer Society. I don’t set aside specific %s of money for that.

Bryan: I used to live cheque to cheque, so I know how it feels and I don’t want to go back there.

]]> By: Bryan White http://www.fabulouslybroke.com/2008/12/reader-request-budgeting-for-nervous/comment-page-1/#comment-22354 Bryan White Sun, 28 Dec 2008 02:46:00 +0000 http://www.fabulouslybroke.com/2008/12/27/reader-request-budgeting-for-a-nervous-wreck-self-employed-person/#comment-22354 It's a nice feeling to have an emergency fund. It's contributes to a peaceful state of mind. I couldn't imagine living from paycheck to paycheck like some people do. It’s a nice feeling to have an emergency fund. It’s contributes to a peaceful state of mind. I couldn’t imagine living from paycheck to paycheck like some people do.

]]> By: Eric http://www.fabulouslybroke.com/2008/12/reader-request-budgeting-for-nervous/comment-page-1/#comment-22352 Eric Sun, 28 Dec 2008 01:00:00 +0000 http://www.fabulouslybroke.com/2008/12/27/reader-request-budgeting-for-a-nervous-wreck-self-employed-person/#comment-22352 Have a question: do you have allocation for donations/charity? Have a question: do you have allocation for donations/charity?

]]> By: Revanche http://www.fabulouslybroke.com/2008/12/reader-request-budgeting-for-nervous/comment-page-1/#comment-22351 Revanche Sat, 27 Dec 2008 21:34:00 +0000 http://www.fabulouslybroke.com/2008/12/27/reader-request-budgeting-for-a-nervous-wreck-self-employed-person/#comment-22351 Hah, and I thought my conservative estimate of wanting 50K as emergency money was crazy. Now, thanks to your justification, it sounds perfectly reasonable! It's <b>only</b> almost 2 years worth of cushion. ;) Hah, and I thought my conservative estimate of wanting 50K as emergency money was crazy. Now, thanks to your justification, it sounds perfectly reasonable! It’s only almost 2 years worth of cushion. ;)

]]> By: SimplyForties http://www.fabulouslybroke.com/2008/12/reader-request-budgeting-for-nervous/comment-page-1/#comment-22347 SimplyForties Sat, 27 Dec 2008 21:01:00 +0000 http://www.fabulouslybroke.com/2008/12/27/reader-request-budgeting-for-a-nervous-wreck-self-employed-person/#comment-22347 Really good, solid advice. I'm surprised you differentiate between regular savings and emergency fund. Is that because you have different allocation ideas for each? Your monthly expenses are admirably low (emergency fund-wise). I'm working on getting mine way down so my emergency fund will go farther. Really good, solid advice. I’m surprised you differentiate between regular savings and emergency fund. Is that because you have different allocation ideas for each? Your monthly expenses are admirably low (emergency fund-wise). I’m working on getting mine way down so my emergency fund will go farther.

]]> By: Mittsie http://www.fabulouslybroke.com/2008/12/reader-request-budgeting-for-nervous/comment-page-1/#comment-22339 Mittsie Sat, 27 Dec 2008 13:43:00 +0000 http://www.fabulouslybroke.com/2008/12/27/reader-request-budgeting-for-a-nervous-wreck-self-employed-person/#comment-22339 Thanks for that post, hun! That's even a big help to me, since by the spring I'll be "self-employed" too - making stuff & selling it on etsy.<br/><br/>I borrowed "Personal Finance for Dummies" from our library to read ... and it just confused the f*ck out of me. lol. (But I'll be fine. Dad's a retired chartered accountant - so he can help.) Thanks for that post, hun! That's even a big help to me, since by the spring I'll be "self-employed" too – making stuff & selling it on etsy.

I borrowed "Personal Finance for Dummies" from our library to read … and it just confused the f*ck out of me. lol. (But I'll be fine. Dad's a retired chartered accountant – so he can help.)

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