Car insurance seems to be a hot topic with everyone and two of you (kindly) weighed in with your “FB you are f&cking kidding me with your car insurance estimate!”
No kidding!
It’s a good thing I got my insurance before I read your comments because I would’ve freaked out and chewed nails in the corner, AND this is the quote I got:
$354 for a whole year as a brand new driver who has never had car insurance in her life, woman, age 25, with a soon-to-be license with the bare minimum liability of $1,000,000.
That’s $29.50 a month!
WOO HOO!
My original budget was for $100 a month.
In Ontario, I’d be paying $100 – $150/month or maybe more!
And in Quebec, I’m only paying $30 a month!
That means that I “saved” about $70 in my budgeting spreadsheet and I was overestimating it!!!!!
I guess Ontario really fleeces their drivers making them pay almost 3 times or four times what I’m paying in Quebec. 
Boo-urns. And I was so rooting for the English province too…
So, Anonymous, I went with La Capitale Ensurance Generale, and as a new driver with no previous insurance, I am only paying around $30/month. (Apologies for missing accents for all the Francophones).
Getting my license
So an update on my driving situation. I got a car. This car is being picked up tomorrow with the help of BF and his friend *heart*, and I’ve booked my driving license appointment for near to the end of October in a little city in Ontario.
Then I’m going to take that license and convert it into a Quebec one, because apparently you can’t convert LEARNER’S PERMITS, only real licenses. WTF. If I wanted a Quebec license now, I’d have to go through the whole Learner’s Permit, studying written test crap again.
Just a girl trying to find a balance between being a Shopaholic and a Saver.
I cleared $60,000 in 18 months earning $65,000 gross/year.
Now I am self-employed, and you can read more about 
