Projected Feb 2008 Budget

The only major expense that I couldn’t fit into the budget was the purchase of my new laptop $1300 (let’s overestimate), and a new cellphone ($200 overestimation).

I need got a new cellphone only because it’s getting to be a real problem to talk on it unless I’m RIGHT outside in broad daylight with a clear, uninterrupted access to the signal. I can’t adjust the #&@$# volume on the cellphone so I can actually hear people when they’re talking, and I’m always embarassed to half-shout I can’t hear you, I REALLY CAN’T HEAR YOU.. speak louder!!!

Especially on le train…

But, proud to say that most of my moola is going towards Debt and Savings. :D

I’m actually surviving at a bare minimum, on $860 a month, without the “Travel” budget (assuming I had no BF), we’re talking actual day-to-day living expenses are $460.00 a month!!! A MONTH!!! without rent. Yes I live like a hobo but it’s possible. Definitely possible….

Of course, that’s also taking into consideration that my rent being at ONLY $400/month, but even if my rent was higher, at $600 or $800/month (assuming I had roommates), that’s only up until about $1060 a month then.

That’s not to say that I actually want to only earn $1060 net/a month in total because I still want to save for retirement/emergencies, but it’s good to know that my frugality bone is starting to grow, and I’m getting comfortable with spending such a small amount of money. :) So when my debt finally gets cleared.. there’s no stopping me!!!

Related Posts

January 2008 Budget Roundup
 
FB’s General Financial Plan for August to October 2008
 
FB’s Financial Goals for 2008
 
February 2009 Budget
 
May 2009 Budget Recap
 
June 2009 Budget
 
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About the Author

Just a girl trying to find a balance between being a Shopaholic and a Saver. I cleared $60,000 in 18 months earning $65,000 gross/year. Now I am self-employed, and you can read more about my story here, or visit my other blog: The Everyday Minimalist.